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[Financially Free Filipino] Kristal Tan

The Wise Living’s advocacy?

Finance: Money management, investing, and financial consultations 🙂

Freedom: Travelling, lifestyle and events

Fulfillment: Giving back to the community and to organizations who are close to my heart.

And our vision statement? Financially free Filipinos, one family at a time.

It is because of this advocacy that I decided to dedicate a series on featuring my own clients – ordinary Filipinos who are committed to achieving extraordinary feats for their families’ future: a financially free lifestyle.

In today’s blog post, we’ll be talking to Kristal, a flight attendant from Qatar Airways.

1. What’s your idea of financial freedom?

“For me, financial freedom means I’m able to buy what I need and want, and I won’t depend on other people.”

Kristal is right. Being financially free means that you alone – not anyone else – have the responsibility to be financially free. This means that you’ll make your money work for you, and that you’ll protect your income, because you don’t want to consider yourself a burden to other people.

Usually, in my OFW clients, this is what they want: they want to be the providers, not the ones who need provision.

2. Why did you get life insurance – what motivated you to start?

“Hmm, for me, I think, you won’t be an OFW forever. Also, I think that you won’t have extra money in your income. So I believe that the best time to get life insurance is when you’re still young, with fewer responsibilities and more disposable income.”

“For me, I want to secure my future. One of my main reasons is also retirement. I want to retire financially free.”

3. If you could give an advise to your younger self, what would it be?

Manage your money properly. Matagal ko ng plan kumuha ng insurance – 5 years ago pa. Until I decided before I reach 30, dapat naticked off ko na sya sa bucket list ko. Hehe.”

Received your salary today?

Make age your advantage.

Tama si Kristal. The younger you are, the higher your investment value may be in the future.

Yes, even though you invest a smaller amount. The key is to start today! 🙂

You can invest a small amount first. Don’t delay. Your future self is counting on you.


Are you protecting your family, or are you living life recklessly?


Get started with your very own VUL account right away: please fill out this form so you can start investing.

You worked hard for this money – shouldn’t your money do the same for you?

Protect your family AND invest for the future with a VUL (life insurance + investment plan) like Sun Maxilink Prime.

—–Want to:
– get FREE life insurance proposal – to financially protect your family;
– get FREE VUL proposal – to financially protect your family and invest to make your money work for you so you can reach your target goal;
– open a mutual fund account – to make your money grow and increase in value over time?

—–Want to get started managing your money/budgeting/investing?
Contact me, your trusted financial advisor, through the following:
Email: or
Mobile: 0906 243 5059

We can even meet personally for a FREE financial planning session!

Let me know so we can finalize a schedule that works. No obligation to do anything – except maybe share what you learned with your friends!

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