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Basic Budget for Beginners: Best Budget Template

Hi, fellow friends fighting for financial freedom! Woah, that’s a whole lot of letter f’s thrown around there. Anyway, The Wise Living has an exciting treat for you!

Consider it as an early birthday present. 🙂

I’ve gotten a substantial amount of email from you lovely people – these emails are usually about questions regarding budgeting or creating a customized spending and saving plan, if you will.

Therefore, in order to answer those emails and to potentially help future finance enthusiasts, I give you “Basic Budget for Beginners” as a starting board or as a template that you can base your financial planning on.

This free budget template is generally divided into three categories: (1) income, (2) savings & investments and (3) expenses. It contains basic factors under each category in order to guide you in planning your budget appropriately.

Additionally, this free personal budget also has a short summary that can help you see where you stand automatically because it gives you the big picture without focusing too much on boring and mind-numbing details.

The best part is that I made it a point to separate savings & investments from expenses because they are essentially different! Don’t put your savings & investments under your expenses category, please.
So come on, download this now – no one’s judging you.

Start 2013 right by following these 13 money resolutions that can improve your financial life for good!

If you’re feeling specially fired up today, you can even read about getting an income protection (life insurance) PLUS investment account.

Any opinions on this free personal budget? Let me know by commenting!

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Want to:
– get FREE life insurance proposal – to financially protect your family;
– get FREE VUL proposal – to financially protect your family and invest to make your money work for you so you can reach your target goal;
– open a mutual fund account – to make your money grow and increase in value over time?

Let me help you. Simply fill out this form.


Want to get started managing your money/budgeting/investing? Contact me, your trusted financial advisor, through the following:

Twitter: @MsLianneLaroya
Mobile: 0916 737 8741

We can even meet personally for a FREE financial planning session! Let me know so we can finalize a schedule that works. No obligation to do anything – except share what you learned with your friends! 🙂

If you find this post helpful, please SHARE it to your friends. Who knows, you might help them by educating them. 🙂 Thank you, wonderful people!

Live wisely,

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